Credit
3 min
Soft check or hard check: what lenders can see
Checking your rate shouldn't cost you points. Here is the difference between the two kinds of credit check, and when each one happens.
Sam Whitlock
Keep reading
More from
the journal.
Guides
4 min
What APR actually means, in one page
Interest rate, APR, fixed, variable: the four words that decide what a loan costs, explained without the small print.
Credit
3 min
Soft check or hard check: what lenders can see
Checking your rate shouldn't cost you points. Here is the difference between the two kinds of credit check, and when each one happens.
Guides
5 min
How to pay off three cards without a fourth
Consolidating only works if the cards stay paid off. A short plan for the day after you move the balances.
Checking your rate is a soft credit inquiry. Loans and lines are issued by Harrow & Pine Bank, N.A., member FDIC, and Calder Trust Bank. Not available in all states.