Member story
A 1968 coupe, restored
Ruth O.
Austin, TX

Borrowed
$24,000
Over
60 months
Paying
$556/mo
Result
Restoration finished after eleven years
In their words
It took eleven years and one very patient mechanic. The loan took four minutes.
More stories
Other plans,
other end dates.

Kitchen refit
We had quotes for the kitchen from three banks. Oculen was the only one that told us the monthly number before asking for anything.
Maya R.
$507/mo

Paying off three cards
Three cards, three due dates, three apps. Now it's one payment on the 1st and I know the date it ends.
Anneke S.
$340/mo

Flights home for four
My dad turned seventy in Lagos. Four flights in August, paid off by the following summer.
Dev P.
$289/mo
Checking your rate is a soft credit inquiry. Loans and lines are issued by Harrow & Pine Bank, N.A., member FDIC, and Calder Trust Bank. Not available in all states.